Study RI Homeowners Flash Cards

 
Pile Management Card
RI Homeowners

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All the homeowners polcies have ACV but which polcy has a limit of $1000.00?
A) HO-2
B) HO-3
C) HO-4
D) HO-5
E) HO-6
F) HO-8
F) HO-8
What is the cause of loss for dwelling and other structures and for contents and personal property for an HO-3 special policy?
Open peril, 1-14 twhalesrvvvf affrc
What is the Basis of recovery for a tenant/renter policy HO4 for dwelling,other structures, and personal property and contents?
none, and ACV
What is the Basis of recovery for a special policy HO3 for dwelling,other structures, And personal property and contents?
Replacement cost, ACV
What is the cause of loss for Contents and personal property for a Broad policy.
a) 1-9
b) 1-14
c) open peril
d) none
b) 1-14
The Broad homeowners policy is known as what:
A) HO-2
B) HO-3
C) HO-4
D) HO-5
E) HO-6
F) HO-8
A) HO-2
The Special homeowners policy is known as what:
A) HO-2
B) HO-3
C) HO-4
D) HO-5
E) HO-6
F) HO-8
B) HO-3
The Tenant/Renter homeowners policy is known as what:
A) HO-2
B) HO-3
C) HO-4
D) HO-5
E) HO-6
F) HO-8
c) HO-4
what is the cause of loss for a condo HO-6 for contents and personal property
1-14
what is the cause of loss for a comprehensive HO-5 for contents and personal property
open peril, open peril
what is the cause of loss for a renter/tenant HO-4 for contents and personal property
1-14
what is the cause of loss for a special HO-3 for contents and personal property
1-14
what is the cause of loss for a broad HO-2 for contents and personal property
1-14
what is the cause of loss for a modifed HO-8 for contents and personal property
1-9
What is the cause of loss for dwelling and other structures for an HO-6 condo policy?
1-14,1-14 twhalesrvvvf affrc
What is the cause of loss for dwelling and other structures for an HO-4 Tenant/renter policy?
none
What is the cause of loss for dwelling and other structures for an HO-5 comprehensive policy?
Open peril, open peril
What is the cause of loss for dwelling and other structures for an HO-2 broad policy?
1-14 twhalesrvvvf affrc
What is the cause of loss for dwelling and other structures for an HO-8 Modified policy?
1-9 twhalesrvvvf
What is the Basis of recovery for a Condo policy HO6 for dwelling,other structures, personal property and contents?
Replacement cost, and ACV
What is the Basis of recovery for a broad policy HO2 for dwelling,other structures, personal property and contents?
Replacement cost and ACV
What is the Basis of recovery for a modified policy HO-8 for dwelling,other structures, personal property and contents?
Functional Replacement cost and ACV
Theft,Wind,hail,aircraft,lightning,explosion, smoke, riot, vandalism, volcanic,vehicles,fire are the perils that are covered under what policy or policies?
A) HO-2
B) HO-3
C) HO-4
D) HO-8
E) HO-6
D) HO-8
To punish the negligent party and would not be something the insurance would not pay would be:
a) general damages
b) compensatory damages
c) special damages
d) punitive damages
d) punitive damages
To assist with specific bills such ast medical, lost wages, funeral would be:
a) general damages
b) compensatory damages
c) special damages
d) punitive damages
c) special damages
To assist with pain and suffering would be:
a) general damages
b) compensatory damages
c) special damages
d) punitive damages
a) general damages
To compensate for damage and injury would be:
a) general damages
b) compensatory damages
c) special damages
d) punitive damages
b) compensatory damages
RI is what
a) contributory negligence state
b) pure compartive negligence state
c) both a and c
b) pure compartive negligence state
The threshold for BI in RI is
a) 1 dollar
b) 100 dollars
c) 1000 dollars
d) no threshold
a) 1 dollar
The statute of limitations in Rhode island for Property Damamge is:
a) 1 year
b) 2 years
c) 3 years
d) 10 years
d) 10 years
The statute of limitations in Rhode island for Bodily injury is:
a) 1 year
b) 2 years
c) 3 years
d) 10 years
c) 3 years
The coverage limits in Rhode Island are
a) 10/25/50
b) 25/50/25
c) 25/25/50
d) 20/50/10
b) 25/50/25
What is the cause of loss for Contents and personal property for a Broad policy.
a) 1-9
b) 1-14
c) open peril
d) none
b) 1-14
What is the cause of loss for Contents and personal property for a Special policy.
a) 1-9
b) 1-14
c) open peril
d) none
b) 1-14
What is the cause of loss for Contents and personal property for a Comprehensive policy.
a) 1-9
b) 1-14
c) open peril
d) none
c) open peril
What is the cause of loss for Contents and personal property for a Renter/tenant policy.
a) 1-9
b) 1-14
c) open peril
d) none
b) 1-14
What is the cause of loss for Contents and personal property for a Condo policy.
a) 1-9
b) 1-14
c) open peril
d) none
b) 1-14
What is the cause of loss for dwellings and structures for a Condo policy.
a) 1-9
b) 1-14
c) open peril
d) none
b) 1-14
What is the cause of loss for dwellings and structures for a Tenant/renter policy.
a) 1-9
b) 1-14
c) open peril
d) none
d) none
What is the cause of loss for dwellings and structures for a Comprehensive policy.
a) 1-9
b) 1-14
c) open peril
d) none
c) open peril
What is the cause of loss for dwellings and structures for a Special policy.
a) 1-9
b) 1-14
c) open peril
d) none
c) open peril
What is the cause of loss for dwellings and structures for a Broad policy.
a) 1-9
b) 1-14
c) open peril
d) none
b) 1-14
What is the cause of loss for dwellings and structures for a modified poicy.
a) 1-9
b) 1-14
c) open peril
a) 1-9
The Modified homeowners policy is known as what:
A) HO-2
B) HO-3
C) HO-4
D) HO-5
E) HO-6
F) HO-8
F) HO-8
The Comprehensive homeowners policy is known as what:
A) HO-2
B) HO-3
C) HO-4
D) HO-5
E) HO-6
F) HO-8
D) HO-5
The modified homeowners policy is known as what:
A) HO-2
B) HO-3
C) HO-4
D) HO-5
E) HO-6
F) HO-8
F) HO-8
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