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Umbrella coverage will pay for up to what amount per day if the insured has to tesify in court?
a) 100.00
b) 250.00
c) 500.00 |
a) 100.00 |
0 |
p3779 Tue, 28 Oct 2008 16:47:57 GMT |
 |
The standard S.I.R (self insured retention) in Rhode Island is how much?
a) 1000.00
b) 2500.00
c) 3500.00 |
a) 1000.00 |
1 |
p3779 Sun, 23 Nov 2008 14:20:43 GMT |
|
For umbrella policies, covers things that are excluded under the underlying policy, if that case, then what applies?
1) umbrella waiver
2) Self insured retention (SIR)
3) retained limit clause |
2) Self insured retention (SIR) |
1 |
p3779 Sun, 23 Nov 2008 14:20:51 GMT |
|
A special type of excess liablity coverage which provides coverage for broader perils and raises limits is...
a) property damage
b) umbrella coverage
c) all inclusive coverage |
b) umbrella coverage |
1 |
p3779 Sun, 23 Nov 2008 14:21:01 GMT |
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UMPD in Rhode Island is not applicable
a) when the insured's vehicle is legally parked and unattended.
b) when the uninsured motorist was driving down the wrong way on a one way street.
c) Insured is rear ended
d) the insured was struck by a stolen car.
e) when the insured's vehicle is struck by an hit and run. |
e) when the insured's vehicle is struck by an hit and run. |
0 |
p3779 Tue, 28 Oct 2008 16:46:40 GMT |
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Rhode Island UMPD there is a deductible of how much?
a) 200.00
b) 300.00
c) 500.00 |
a) 200.00 |
0 |
p3779 Tue, 28 Oct 2008 16:38:17 GMT |
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to determine if an act was negligent and determine if a prudent person in the exercise of ordinary care would have foreseen that the injury or damage would have naturally resulted from the act.
a) forsee ability
b) comparitive negligence
c) contributory negligence |
a) foresee ability |
0 |
p3779 Tue, 28 Oct 2008 16:38:17 GMT |
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If a person contributed to his or her own damages in any way, the other party cannot be held liable for them..
a) foresee ability
b) comparitive negligence
c) contributory negligence |
c) contributory negligence |
0 |
p3779 Tue, 28 Oct 2008 16:38:17 GMT |
|
Allows a finding of liabilty to be made even if both parties have contributed to the loss with an award based on the extent of each parties negligence.
a) foresee ability
b) comparitive negligence
c) contributory negligence |
b) comparitive negligence |
0 |
p3779 Tue, 28 Oct 2008 16:38:16 GMT |
|
A civil wrong that violates the right of another- it can be intentional of unintentional is known as ..
a) forsee ability
b) tort
c) contributory negligence |
b) tort |
0 |
p3779 Tue, 28 Oct 2008 16:32:50 GMT |
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Intentional withholding, rather than misstating a material fact is..
a) concealment
b) misrepresentation
c) material fact |
a) concealment |
0 |
p3779 Tue, 28 Oct 2008 16:32:50 GMT |
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A fact that would cause an insurer to decline a risk, charge a different premium or change the provisions of the policy that was issued is known as...
a) concealment
b) misrepresentaion
c) Material fact |
c) material fact |
0 |
p3779 Tue, 28 Oct 2008 16:32:50 GMT |
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A written or verbal misstatment of a material fact involved in the contract on which the insurer relies is known as..
a) Material fact
b) Misrepresentation
c) concealment |
b) Misrepresentation |
0 |
p3779 Tue, 28 Oct 2008 16:32:50 GMT |
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Must have a chance of financial loss or financial interest in the property is ..
a) Material fact
b) insurable interest
c) Named peril |
b) insurable interest |
0 |
p3779 Tue, 28 Oct 2008 16:28:28 GMT |
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The transfer of rights to recover to an insurance carrier from others is known as...
a) warrenties
b) subrogation
c) concealment |
b) subrogation |
0 |
p3779 Tue, 28 Oct 2008 16:28:28 GMT |
|
Policy that insures against all risks of physical loss except those specifically exluded is known as...
a)Named peril
b)Insurable interest
c) Open peril |
c) Open peril |
0 |
p3779 Tue, 28 Oct 2008 16:28:28 GMT |
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Policy that lists specific perils or cause of loss is known as...
a) Insurable interest
b) warrenties
c) Named peril |
c) Named Peril |
0 |
p3779 Tue, 28 Oct 2008 16:28:28 GMT |
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When rental is paid in Rhode Island under the Property damage coverage and no deductible, the inusred is covered up to what amount?
a) $5000.00
b) $15,000.00
c) $25,000.00 |
c) $25,000.00 |
0 |
p3779 Tue, 28 Oct 2008 15:53:29 GMT |
|
Rental in Rhode Island is paid under what what coverage and has no deductible for the insured up to 25,000
a) collison
b) rental reimbursement
c) property damage |
c) property damage |
0 |
p3779 Tue, 28 Oct 2008 15:22:09 GMT |
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| OEM (original equipment manufacturer) parts require permanent non removable identification and its origin. True or False |
False it is after market parts that require that. |
0 |
p3779 Tue, 28 Oct 2008 15:22:09 GMT |
|
If the vehicle is less than 30 months old from the date of the manufacturer, the only way the insurer can use after market parts is to have who provide written consent from the owner of the vehicle.
a) the vehicle owner
b) the insurance company
c) the body shop |
c) the body shop |
0 |
p3779 Tue, 28 Oct 2008 15:22:09 GMT |
|
If a vehicle is less than how many months old (from the date of manufacturer) insurers shall NOT require the use of after market parts.
a) 12
b) 30
c) 60
d) 72 |
b) 30 |
0 |
p3779 Tue, 28 Oct 2008 15:22:08 GMT |
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An insurer shall reply in writing within how many days to all written communications from someone presenting a claim?
a) 10
b) 15
c) 30
d) 45 |
a) 10 |
0 |
p3779 Tue, 28 Oct 2008 15:15:10 GMT |
|
Once a claim has been presented the insurer has how many days to send them notice to acknowledge the loss?
a) 10
b) 15
c) 30
d) 45 |
a) 10 |
0 |
p3779 Tue, 28 Oct 2008 15:15:10 GMT |
|
If the claim is open for ___ days from the notice date, then a second delay letter must be issued and followed up every ___ days. (both answers are the same)
a) 10
b) 15
c) 30
d) 45 |
d) 45 |
0 |
p3779 Tue, 28 Oct 2008 15:15:10 GMT |
|
Once an insurer has recieved proof of loss they have how many days to accept or deny the claim by issuing letters?
a) 10
b) 15
c) 30
d) 45 |
b) 15 |
0 |
p3779 Tue, 28 Oct 2008 15:15:10 GMT |
|
If a policyholder is making an UM claim the insurance compnay has how many days to contact the insured?
a) 10
b) 30
c) 60
d) 15 |
d) 15 |
0 |
p3779 Tue, 28 Oct 2008 15:09:31 GMT |
|
After an inurer has determined liablity, they have how many days to make a payemnt?
a) 10
b) 30
c) 60
d) 15 |
b) 30 |
0 |
p3779 Tue, 28 Oct 2008 15:09:31 GMT |
|
When the appraisal proves that the amount of damaged goods are worth what is is being claimed is known as 3
a) replacement cost provision
b) actual cash value
c) stated value
d) proof of loss |
d) proof of loss |
0 |
p3779 Tue, 28 Oct 2008 15:09:31 GMT |
|
To insure property to its stated amount of value and no penalties apply is known as..
a) replacement cost provision
b) actual cash value
c) stated value
d) proof of loss |
c) stated value |
0 |
p3779 Tue, 28 Oct 2008 15:09:31 GMT |
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| Replacement cost provision allows allowance for depriciation. True or False |
False |
0 |
p3779 Tue, 28 Oct 2008 14:55:03 GMT |
|
Letter issued unilaterally by the insurer.
a) subrogation
b) non-waiver
c) waiver
d) reservation of rights |
d) reservation of rights |
0 |
p3779 Tue, 28 Oct 2008 14:55:03 GMT |
|
Provides notice to the claiment that a particular claim may not be covered and the insurer is not giving up its right to deny coverage by investigating the claim.
a) subrogation
b) non-waiver
c) waiver
d) reservation of rights |
b) non-waiver |
0 |
p3779 Tue, 28 Oct 2008 14:55:03 GMT |
|
The intentional reqliquishment of a known right is...
a) subrogation
b) non-waiver
c) waiver
d) reservation of rights |
c) waiver |
0 |
p3779 Tue, 28 Oct 2008 14:55:03 GMT |
|
Punitive Damages are...
a) for pain and suffering
b) to compensate for damage and/or injury
c) specific bills such as medical
bills, lost wages, funeral expenses and
cost to repair damaged property.
d) never paid by the insurance company, inteneded to punsish the negligent party (tort) |
d) never paid by the insurance company, inteneded to punsish the negligent party (tort) |
0 |
p3779 Mon, 27 Oct 2008 22:29:52 GMT |
|
Special Damages are...
a) for pain and suffering
b) to compensate for damage and/or injury
c) specific bills such as medical
bills, lost wages, funeral expenses and
cost to repair damaged property.
d) never paid by the insurance company, inteneded to punsish the negligent party (tort) |
c) specific bills such as medical bills, lost wages, funeral expenses and cost to repair damaged property. |
1 |
p3779 Mon, 27 Oct 2008 21:17:06 GMT |
|
General Damages are...
a) for pain and suffering
b) to compensate for damage and/or injury
c) specific bills such as medical
bills, lost wages, funeral expenses and
cost to repair damaged property.
d) never paid by the insurance company, inteneded to punsish the negligent party (tort) |
a) for pain and suffering |
1 |
p3779 Mon, 27 Oct 2008 21:16:50 GMT |
|
Compensatory Damages are...
a) for pain and suffering
b) to compensate for damage and/or injury
c) specific bills such as medical
bills, lost wages, funeral expenses and
cost to repair damaged property.
d) never paid by the insurance company, inteneded to punsish the negligent party (tort) |
b) to compensate for damage and/or injury |
1 |
p3779 Mon, 27 Oct 2008 21:16:37 GMT |
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to assist in memorization, when trying to remember the perils that are covered for Contents and personal property, all are 1-14 which are all of them except for? (hint there are two answers)
a) HO-8
b) HO-2
c) HO-3
d) HO-4
e) HO-5
f) HO-6 |
both a & e |
0 |
p3779 Mon, 27 Oct 2008 21:14:57 GMT |
|
For HO-8 What are the perils covered for Contents and personal property?
a) 1-9
b) 1-14
c) open |
a) 1-9 |
0 |
p3779 Mon, 27 Oct 2008 20:48:46 GMT |
|
For HO-2 What are the perils covered for Contents and personal property?
a) 1-9
b) 1-14
c) open |
b) 1-14 |
0 |
p3779 Mon, 27 Oct 2008 20:48:46 GMT |
|
For HO-3 What are the perils covered for Contents and personal property?
a) 1-9
b) 1-14
c) open |
b) 1-14 |
0 |
p3779 Mon, 27 Oct 2008 20:48:46 GMT |
|
For HO-3 What are the perils covered for dwelling and other stuctures?
a) 1-9
b) 1-14
c) open |
c) open |
0 |
p3779 Mon, 27 Oct 2008 20:48:46 GMT |
|
For HO-2 what are the perils covered for Dwelling and other structures?
a) 1-9
b) 1-14
c) open |
b) 1-14 TWHALESRVVVF |
0 |
p3779 Mon, 27 Oct 2008 20:44:44 GMT |
|
| The basis of recovery for HO-6 is fucntional replacement cost. True or False |
False it is replacement cost |
0 |
p3779 Mon, 27 Oct 2008 20:44:44 GMT |
|
| The basis of recovery for HO-3 for contents and personal property is ACV. True or False |
True |
1 |
p3779 Sun, 23 Nov 2008 14:23:32 GMT |
|
| The basis of recovery for HO-8 is replacement cost for Dwellings and other structures. True or False |
False, Functional replacement cost |
1 |
p3779 Sun, 23 Nov 2008 14:24:33 GMT |
|
| The basis of recovery for HO-6 is replacement cost. True or False |
True |
0 |
p3779 Mon, 27 Oct 2008 20:41:14 GMT |
|
What is the basis of recovery for HO-6 for part a, the dwelling?
a) functional replacement cost
b) replacement cost
c) acv |
b) replacement cost |
1 |
p3779 Sun, 23 Nov 2008 14:25:20 GMT |
|
| The basis of recovery for HO-4 is replacement cost. True or False and why |
False since HO-4 is renter/tenant and only covers contents and personal property |
0 |
p3779 Mon, 27 Oct 2008 20:41:14 GMT |
|
What is the basis of recovery for HO-5 dwelling
a) functional replacement cost
b) replacement cost
c) acv |
b) replacement cost |
1 |
p3779 Sun, 23 Nov 2008 14:25:52 GMT |
|
What is the basis of recovery for HO-3
a) functional replacement cost
b) replacement cost
c) acv |
b) replacement cost |
0 |
p3779 Mon, 27 Oct 2008 20:38:30 GMT |
|
What is the basis of recovery for HO-2 for the dwelling or other structures.
a) functional replacement cost
b) replacement cost
c) acv |
b) replacement cost |
1 |
p3779 Sun, 23 Nov 2008 14:26:28 GMT |
|
What is the basis of recovery for HO-8 dwelling and other structures?
a) functional replacement cost
b) replacement cost
c) acv |
a) functional replacement cost |
1 |
p3779 Sun, 23 Nov 2008 14:27:08 GMT |
|
What are the perils covered under HO-8 for section C which is C for contents and peronal property?
a) 1-9
b) 1-14
c) open |
a) 1-9 |
0 |
p3779 Mon, 27 Oct 2008 20:38:30 GMT |
|
What is the perils covered under HO-8 under sections a & b? remember a&b are dwelling and other structures.
a) 1/14
b) 1-9
c) open |
b) 1-9 TWHALESRVVVF |
1 |
p3779 Mon, 27 Oct 2008 20:35:03 GMT |
|
for section C which is contents and personal property is all ACV but with one exception. Which policy has the exception?
1) HO8 - Modified
2) HO2 - Broad
3) HO3 - Special
4) HO5 - Comprehensive
5) HO4 - Renter/tenant
6) HO6 - Condo |
1) HO8 - Modified the exception is that it has a $1000.00 theft limit |
0 |
p3779 Mon, 27 Oct 2008 20:32:42 GMT |
|
For all homeowners policies in RI the basis of recovery for contents and personal property is what?
1) Functional replacement cost
2) Actual cash value (ACV)
3) Both 1 & 2
4) none of the above
4) HO5 - Comprehensive
5) HO4 - Renter/tenant
6) HO6 - Condo |
2) Actual cash value (ACV) |
1 |
p3779 Tue, 25 Nov 2008 03:37:32 GMT |
|
For all homeowners policies in RI the basis of recovery for Contents and personal property (aka c) is replacement cost for all except.
1) HO8 - Modified
2) HO2 - Broad
3) HO3 - Special
4) HO5 - Comprehensive
5) HO4 - Renter/tenant
6) HO6 - Condo
7) both 1&5
8) both 6&3
3) |
7) both 1&5 1 is functional replacement cost 5 is nothing at all since it is for renters and the the bldg. |
0 |
p3779 Mon, 27 Oct 2008 20:32:42 GMT |
|
AFFAC IS AN ANOGRAM FOR WHAT PERILS
"ALL FRENCH FRIES ARE CRISPY" |
ARTIFICIAL CURRENT, FREEZING,FALLING OBJECTS, ACCIDENTAL DISCHARGE OR OVERFLOW OF WATER OR STEAM, COLLAPSE |
1 |
p3779 Thu, 30 Oct 2008 17:31:10 GMT |
|
| TWHALESRVVVF IS AN ANAGRAM FOR WHAT PERILS "THE WHALES ARE VERY VERY VERY FAST" |
THEFT, WIND,HAIL,AIRCRAFT,LIGHTENING,EXPLOSION,SMOKE,RIOT,VANDALISM,VOLCANIC,VEHICLES,FFIRE |
0 |
p3779 Sun, 26 Oct 2008 21:36:58 GMT |
|
HO-8 is designed for
a) condo owners
b) open peril coverage for a dwelling
c) designed for older homes |
c) designed for older homes. (with values that far exceed thier market value.) |
0 |
p3779 Sun, 26 Oct 2008 21:36:58 GMT |
|
HO-6 PROVIDES COVERAGE FOR
A) RENTER TENANT
B) CONDO OWNERS
C) OLDER HOMES |
B) CONDO OWNERS |
0 |
p3779 Sun, 26 Oct 2008 21:36:58 GMT |
|
HO-5 also known as the comprehensive form provides coverage for...
a) provides open peril coverage for the dwelling, and personal property.
b) renters/tenants-insures personal property but not to the structure.
c) provides broad coverage on the personal property of the condo owner. |
provides open peril coverage for the dwelling, and personal property. |
0 |
p3779 Sun, 26 Oct 2008 20:26:09 GMT |
|
HO-4 also known as contents broad form covers.
a) designed for older homes with replacement values that far exceed the market value.
b) renters/tenants-insures personal property but not to the structure.
c) provides broad coverage on the personal property of the condo owner. |
b) renters/tenants-insures personal property but not to the structure. |
0 |
p3779 Sun, 26 Oct 2008 20:26:09 GMT |
|
HO-3 also known as special form is..
a) (open risk) provides open peril coverage for the dwelling and the other structures, for any direct physical loss not specifically excluded on the policy.
b) provides open peril coverage for the dwelling and other structures and personal property.
c) designed for older homes with replacement values that far exceed the market value. |
a) (open risk) provides open peril coverage for the dwelling and the other structures, for any direct physical loss not specifically excluded on the policy. |
0 |
p3779 Sun, 26 Oct 2008 20:26:09 GMT |
|
HO-2 also known as Broad form covers.
a) renters/tenants
b) provides open peril coverage for the dwelling, and personal property.
c) provides broad coverage for hte dwelling and personal property. |
c) provides broad coverage for hte dwelling and personal property. |
0 |
p3779 Sun, 26 Oct 2008 20:26:09 GMT |
|
HO-1 which is also called the basic form.
a)renters/tenants
b)broad coverage for the dwelling and property.
c) basic coverage for the dwelling and property |
c) basic coverage for the dwelling and property |
0 |
p3779 Sun, 26 Oct 2008 20:16:19 GMT |
|
What is covered watercraft under Coverage F
a) outboard motors of 25Hp or less
b) outboard motors of 26Hp or less
c) outboard motors of 27Hp or less |
b) outboard motors of 26Hp or less |
0 |
p3779 Sun, 26 Oct 2008 20:16:19 GMT |
|
What is covered watercraft under Coverage F
a) Vessel's less than 26' in length
b) any row boat
c) rafts |
a) Vessel's less than 26' in length |
0 |
p3779 Sun, 26 Oct 2008 20:16:19 GMT |
|
Covered vehicles under the RI homeowners policy are not covered eccept for
a) golf carts used for any purpose and not on a golf course.
b) vehicles used to maintain property
c) handicapped vehicles |
NOT "A" UNLESS THE GOLF CART ONLY ON THE GOLF COURSE.
BOTH B AND C ARE CORRECT
b) vehicles used to maintain property
c) handicapped vehicles |
0 |
p3779 Sun, 26 Oct 2008 20:16:19 GMT |
|
The Medical payments to others section of Coverage F has a monetary limit of what per occurance?
a) 1,000.00
b) 10,000.00
c 100,000.00 |
a) 1,000.00 |
0 |
p3779 Sun, 26 Oct 2008 18:59:27 GMT |
|
Coverage F from the Rhode Island homeowners policy is for what?
a) Medical payments to others
b) loss of use
c) personal liability |
a) Medical payments |
0 |
p3779 Sun, 26 Oct 2008 18:59:27 GMT |
|
Coverage E from the Rhode Island homeowners policy for personal liabilty covers up to what amount of each occurance?
a) $5,000.00
b) $10,000.00
c) $100,000.00 |
c) $100,000.00 |
0 |
p3779 Sun, 26 Oct 2008 18:59:27 GMT |
|
Coverage E from the Rhode Island homeowners policy is for what?
a) medical payments to others
b) loss of use
c) Personal liablity |
c) Personal liablity |
0 |
p3779 Sun, 26 Oct 2008 18:59:27 GMT |
|
| coverage D applies if the insured's home becomes uninhabitable due to a Hazard? True or False |
False - coverage D applies if the insured's home becomes uninhabitable due to a PERIL AND OR CIVIL AUTHORITIES PREVENT THE INSURED FROM LIVING AT THE PREMISES. |
0 |
p3779 Sun, 26 Oct 2008 18:52:42 GMT |
|
Coverage D on a Rhode Island homeowners policy covers what?
a) Contents and personal property
b) Loss of use
c) Medical |
b) Loss of use |
0 |
p3779 Sun, 26 Oct 2008 18:52:42 GMT |
|
What is the special limit for recovery for theft only of watercraft?
a) $500.00
b) $2500.00
c) no coverage |
c) no coverage |
0 |
p3779 Sun, 26 Oct 2008 18:52:42 GMT |
|
What is the special limit for recovery for theft only of silverware?
a) $500.00
b) $2500.00
c) $1500.00 |
b) $2500.00 |
0 |
p3779 Sun, 26 Oct 2008 18:52:42 GMT |
|
What is the special limit for recovery for theft only of guns and firearms?
a) $500.00
b) $2500.00
c) $1500.00 |
b) $2500.00 |
0 |
p3779 Sun, 26 Oct 2008 18:47:12 GMT |
|
What is the special limit for recovery for theft only of Jewelry and furs?
a) $500.00
b) $2500.00
c) $1500.00 |
c) $1500.00 |
0 |
p3779 Sun, 26 Oct 2008 18:47:12 GMT |
|
What is the special limit for recovery for property kept in an undisclosed location?
a) $500.00
b) $2500.00
c) $1000.00 |
c) $1000.00 |
0 |
p3779 Sun, 26 Oct 2008 18:47:12 GMT |
|
What is the special limit for recovery for electronic apparatus either powered by a vehicle or used in the business?
a) $500.00
b) $2500.00
c) $1500.00 |
b) $2500.00 |
0 |
p3779 Sun, 26 Oct 2008 18:47:12 GMT |
|
What is the special limit for recovery for off premises business property?
a) $500.00
b) $2500.00
c) $1500.00 |
a) $500.00 |
0 |
p3779 Sun, 26 Oct 2008 18:44:05 GMT |
|
What is the special limit for recovery for on premises business property?
a) $500.00
b) $2500.00
c) $1500.00 |
b) $2500.00 |
0 |
p3779 Sun, 26 Oct 2008 18:44:05 GMT |
|
What is the special limit for recovery for trailers?
a) $200.00
b) $2500.00
c) $1500.00 |
c) $2500.00 |
0 |
p3779 Sun, 26 Oct 2008 18:44:05 GMT |
|
What is the special limit for recovery for Watercraft?
a) $200.00
b) $1500.00
c) $2500.00 |
b) $1500.00 |
0 |
p3779 Sun, 26 Oct 2008 18:44:05 GMT |
|
What is the special limit for recovery for securities?
a) $1500.00
b) $1000.00
c) $1200.00 |
a) $1500.00 |
0 |
p3779 Sun, 26 Oct 2008 18:40:30 GMT |
|
What is the special limit for recovery for money?
a) $1000.00
b) $2500.00
c) $200.00 |
c) $200.00 |
0 |
p3779 Sun, 26 Oct 2008 18:40:30 GMT |
|
Basis of recovery for Coverage C which takes care of contents and personal property is...
a) replacement cost
b) ACV (actual cash value)
c) determined by an adjuster |
b) ACV (actual cash value) |
0 |
p3779 Sun, 26 Oct 2008 18:40:30 GMT |
|
Coverage C from a Rhode Island home owners covers what?
a) Loss of use
b) contents and personal property
c) dwelling |
b) contents and personal property |
0 |
p3779 Sun, 26 Oct 2008 18:40:30 GMT |
|
Coverage B from a Rhode Island home owners covers what?
a) other structures
b) contents and personal property
c) dwelling |
a) other structures |
0 |
p3779 Sun, 26 Oct 2008 18:36:04 GMT |
|
Co-insurance clause in the state of Rhode Island which says if the home is insured for less than ___% of its value, the basis of recovery is ACV
a) 10%
b) 50%
c) 80% |
c) 80% |
0 |
p3779 Sun, 26 Oct 2008 18:36:04 GMT |
|
What is the basis of recovery for most poliice written in the state of Rhode Island for dwellings and other structures?
a) Actual Cash Value (ACV)
b) Replacement costs
c) none of the above |
b) Replacement costs |
1 |
p3779 Sun, 23 Nov 2008 14:28:50 GMT |
|
Coverage A from a Rhode Island Home owners policy covers what?
a) other structures
b) contents and personal property
c) dwelling |
c) dwelling |
0 |
p3779 Sun, 26 Oct 2008 18:36:04 GMT |
|
